It happens every day here in Orlando. You get into an auto accident, your car is damaged, and on top of that you’re injured. Which usually means an ambulance ride, a trip to the emergency room, X-rays, and follow-up doctor appointments. It can easily leave anyone with financial hardship, with medical bills quickly adding up.

Who is responsible for your medical bills after an accident?

PIP or Personal Injury Protection, if you qualify, will cover eighty percent of the medical expenses associated with the injuries that occurred in the car crash, up to $10.000. It also pays for sixty percent of lost wages due to the injuries. Bills submitted to the insurance company by the medical provider will be paid directly. Since Florida is a ‘no fault state’, you will not have to prove liability, regardless of who was at fault for the accident.

What happens if my bills exceed the $10,000?

After your PIP coverage reaches $10,000, it will be considered ‘exhausted’. The remainder of the bills are considered ‘out of pocket expenses’.  Typically, you can make a claim at the at fault driver’s insurance, your health insurance, Medicaid, medical payment auto coverage or Medicare, should cover the expenses, but if not you will be responsible.

If you are concerned about how your medical bills will be taken care of after an auto accident, contact attorney James P. Kelley.  We will handle all the processing, ensuring your medical bills are paid in a timely manner, while you concentrate on getting better.

As one of Orlando’s top personal injury attorneys, James P. Kelley is qualified and ready to handle your injury case. To reach the settlement or verdict you deserve, we dedicated to aggressively pursuing your case.

For the personal attention your case is entitled to, contact James P. Kelley today for a free consultation or call 407-504-9923